Terms, Conditions & Fees

Costs & Fees

Our charges are based on two considerations: the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain exactly what you will be charged before you choose to proceed with an application. For more information on our fees please see our client agreement.

We may charge a fee for mortgage advice/applications, our typical fee is £250.

These fees apply to all mortgages however we may need to charge a higher fee for more complex mortgage requirements. This may include adverse credit mortgages, buy to let and commercial mortgages. In these cases the precise amount of the fee will depend on your circumstances and requirements.

Regulatory Information

The Financial Conduct Authority does not regulate some forms of mortgage including buy to let mortgages and commercial mortgages.

The Financial Conduct Authority does not regulate some forms of business planning, wills and estate planning and probate services.

Your property may be repossessed if you do not keep up repayments on your mortgage.